:root{--ink:#14161f;--txt:#3a3f4f;--mut:#6b7080;--accent:#cc0000;--accent-h:#a30000;--tint:#fdf3f3;--warm:#faf8f5;--ok:#2f8f6b;--line:#e6e7ee;--bg:#fff;--r:14px;--sh:0 1px 2px rgba(20,22,31,.04),0 6px 20px rgba(20,22,31,.05)}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;background:var(--bg);color:var(--txt);line-height:1.65;-webkit-font-smoothing:antialiased}
a{color:var(--accent);text-decoration:none;font-weight:500}a:hover{color:var(--accent-h);text-decoration:underline;text-underline-offset:3px}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
h1,h2,h3{font-family:inherit;color:var(--ink);margin:0 0 .5em;font-weight:600;letter-spacing:-.025em;line-height:1.12}
h1{font-size:clamp(2.3rem,5vw,3.6rem);letter-spacing:-.035em}h2{font-size:clamp(1.7rem,3vw,2.3rem)}h3{font-size:1.1rem;letter-spacing:-.01em}
.eyebrow{color:var(--accent);font-size:.8rem;font-weight:600;letter-spacing:.04em;margin-bottom:12px}
header{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.85);backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{font-size:1.2rem;font-weight:700;letter-spacing:-.03em;color:var(--accent)}.logo:hover{text-decoration:none;color:var(--accent)}
nav ul{list-style:none;display:flex;gap:1.6rem;margin:0;padding:0;align-items:center}
nav a{color:var(--txt);font-size:.92rem}nav a:hover{color:var(--ink);text-decoration:none}nav a.active{color:var(--ink);font-weight:600}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:.75rem 1.3rem;border-radius:10px;font-weight:600;font-size:.98rem;border:1px solid transparent;cursor:pointer;transition:background .15s,border-color .15s,box-shadow .15s,transform .1s;text-decoration:none!important}
.btn-primary{background:var(--accent);color:#fff!important;box-shadow:0 1px 2px rgba(204,0,0,.25)}
.btn-primary:hover{background:var(--accent-h);box-shadow:0 4px 14px rgba(204,0,0,.25)}
.btn-alt,.btn-light{background:#fff;color:var(--accent)!important;border-color:#eccfcf}
.btn-alt:hover,.btn-light:hover{border-color:var(--accent);background:var(--tint)}
.btn:active{transform:scale(.98)}.btn:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
.btn-lg{padding:.9rem 1.6rem;font-size:1.02rem}.btn-sm{padding:.5rem .95rem;font-size:.88rem}
.burger{display:none;background:none;border:1px solid var(--line);border-radius:8px;color:var(--ink);font-size:1.2rem;padding:2px 10px;cursor:pointer}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:32px}

section{padding:96px 0}section.alt{background:var(--tint)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid2{display:grid;grid-template-columns:1fr 1fr;gap:32px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;box-shadow:var(--sh)}
.card p{color:var(--mut);margin:0}
.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:16px;counter-reset:s}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:22px;box-shadow:var(--sh)}
.step:before{counter-increment:s;content:"0" counter(s);display:block;color:var(--accent);font-weight:600;font-size:.85rem;margin-bottom:14px;font-variant-numeric:tabular-nums}
.step p{color:var(--mut);font-size:.92rem;margin:0}
table.tiers{width:100%;border-collapse:separate;border-spacing:0;background:#fff;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;box-shadow:var(--sh)}
.tiers th,.tiers td{padding:14px 20px;text-align:left;border-bottom:1px solid var(--line)}.tiers tr:last-child td{border-bottom:0}
.tiers th{background:var(--warm);color:var(--mut);font-size:.78rem;font-weight:600;letter-spacing:.04em;text-transform:uppercase}
.tiers td.pct{font-weight:600;color:var(--accent);font-variant-numeric:tabular-nums}
.pills{display:flex;flex-wrap:wrap;gap:12px}.pill{background:#fff;border:1px solid var(--line);border-radius:12px;padding:18px;text-align:center;flex:1;min-width:140px;box-shadow:var(--sh)}
.pill b{display:block;font-size:1.6rem;font-weight:600;letter-spacing:-.03em;color:var(--ink)}.pill span{color:var(--mut);font-size:.82rem}
.calc{scroll-margin-top:90px}.calc label{display:block;font-weight:500;color:var(--ink);font-size:.92rem;margin:14px 0 6px}
input,textarea,select{width:100%;padding:11px 13px;border-radius:10px;border:1px solid #d9dbe5;background:#fff;color:var(--ink);font:inherit;transition:border-color .15s,box-shadow .15s}
input:focus,textarea:focus,select:focus{outline:0;border-color:var(--accent);box-shadow:0 0 0 3px rgba(204,0,0,.15)}
.out{margin-top:18px;padding:18px;border-radius:12px;background:var(--tint);border:1px solid #f3dcdc}
.out .big{font-size:2rem;font-weight:600;letter-spacing:-.03em;color:var(--accent)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.full{grid-column:1/-1}
.note{font-size:.86rem;color:var(--mut)}.ph{color:#8a5a14;background:#fbf3e4;padding:0 4px;border-radius:4px;font-size:.92em}
.placeholder{border:1px dashed #c9cbd8;background:var(--warm);border-radius:var(--r);padding:28px;text-align:center;color:var(--mut)}
details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px 20px;margin-bottom:10px}
details[open]{box-shadow:var(--sh)}summary{cursor:pointer;font-weight:600;color:var(--ink)}details p{color:var(--mut);margin:.7em 0 0}
.page-hero{padding:80px 0 56px;background:linear-gradient(180deg,var(--warm),#fff)}
.page-hero p{color:var(--mut);max-width:640px;font-size:1.1rem}
.banner{background:var(--tint);border:1px solid #f3e1e1;border-radius:20px;padding:60px 40px;text-align:center}
.banner .note{font-size:1rem}
footer{background:var(--warm);border-top:1px solid var(--line);padding:56px 0 30px;color:var(--mut);font-size:.9rem}
.fgrid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:30px}footer h4{color:var(--ink);font-size:.85rem;font-weight:600;margin:0 0 12px}
footer ul{list-style:none;padding:0;margin:0}footer li{margin:7px 0}footer a{color:var(--mut);font-weight:400}footer a:hover{color:var(--ink)}
.copy{margin-top:32px;border-top:1px solid var(--line);padding-top:18px;font-size:.8rem}
.mobile-cta{display:none}
@media(max-width:900px){.grid2{grid-template-columns:1fr!important}.grid3{grid-template-columns:1fr}.steps{grid-template-columns:1fr 1fr}.fgrid{grid-template-columns:1fr 1fr}
.burger{display:block}nav ul{display:none;position:absolute;top:64px;left:0;right:0;flex-direction:column;align-items:flex-start;background:#fff;padding:18px 24px;border-bottom:1px solid var(--line)}nav ul.open{display:flex}
.mobile-cta{display:flex;gap:8px;position:fixed;left:0;right:0;bottom:0;z-index:40;padding:8px 12px calc(8px + env(safe-area-inset-bottom));background:rgba(255,255,255,.92);backdrop-filter:blur(10px);border-top:1px solid var(--line)}
.mobile-cta .btn{flex:1;padding:.55rem .5rem;font-size:.86rem}body{padding-bottom:62px}}
@media(max-width:560px){.steps,.form-grid{grid-template-columns:1fr}section{padding:64px 0}.banner{padding:40px 20px}.cta-row .btn{width:100%}}
.logo{font-size:2rem;letter-spacing:-.035em}
.carousel{position:relative;max-width:760px;margin:0 auto;padding:0 56px}
.track{position:relative;min-height:190px}
.rv{position:absolute;inset:0;margin:0;opacity:0;visibility:hidden;transition:opacity .5s;background:#fff;border:1px solid var(--line);border-radius:var(--r);box-shadow:var(--sh);padding:30px 34px;text-align:center}
.rv.on{opacity:1;visibility:visible}
.stars{color:var(--accent);letter-spacing:3px;font-size:1.05rem}
.rv blockquote{margin:12px 0;font-size:1.12rem;color:var(--ink);letter-spacing:-.01em}.rv figcaption{color:var(--mut);font-size:.9rem;font-weight:500}
.arw{position:absolute;top:calc(50% - 30px);width:40px;height:40px;border-radius:50%;border:1px solid var(--line);background:#fff;color:var(--ink);font-size:1.4rem;line-height:1;cursor:pointer;box-shadow:var(--sh)}
.arw:hover{border-color:var(--accent);color:var(--accent)}.prev{left:0}.next{right:0}
.dots{display:flex;justify-content:center;gap:8px;margin-top:18px}
.dot{width:8px;height:8px;border-radius:50%;border:0;background:#d9d9de;cursor:pointer;padding:0}.dot.on{background:var(--accent);width:22px;border-radius:4px}
.arw:focus-visible,.dot:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
@media(max-width:900px){.logo{font-size:1.65rem}}
@media(max-width:560px){.logo{font-size:1.5rem}.carousel{padding:0 0 0}.arw{top:auto;bottom:-6px}.prev{left:20%}.next{right:20%}.track{min-height:240px}.rv{padding:24px 20px}}

header{background:#fff;backdrop-filter:none;border-bottom:1px solid #ececec}
.nav{height:72px;padding:0 40px;max-width:none}
.logo{color:#111;font-size:1.9rem;font-weight:800;letter-spacing:-.045em}.logo:hover{color:#111}
nav ul{gap:1.9rem}nav a{color:#222;font-weight:500;font-size:.95rem}nav a.active{color:#111;font-weight:600}
.pill-link{display:inline-block;border:1px solid #e2e2e2;border-radius:999px;padding:.45rem 1rem;color:#444!important;font-size:.9rem;background:#fafafa}
.pill-link:hover{border-color:#cfcfcf;background:#f3f3f3;text-decoration:none}
.pill-red{display:inline-block;background:var(--accent);color:#fff!important;border-radius:999px;padding:.6rem 1.35rem;font-weight:600;font-size:.95rem;transition:background .15s,transform .1s}
.pill-red:hover{background:var(--accent-h);text-decoration:none}.pill-red:active{transform:scale(.97)}
@media(max-width:1100px){.nav{padding:0 22px}nav ul{gap:1.2rem}.pill-link{display:none}}
@media(max-width:900px){
nav ul{align-items:flex-start}.pill-link{display:inline-block}}
@media(max-width:560px){.logo{font-size:1.55rem}}
.logo .accent-dot{color:var(--accent)}
@media(max-width:900px){header nav{width:0}}
@media(max-width:900px){.burger{order:3}}
@media(max-width:900px){header nav{position:static;width:auto}.nav>.burger{margin-left:auto;order:3}.nav>nav{order:2}}
/* Goldin-style hero banner */
.hb-wrap{padding:10px;background:linear-gradient(90deg,#ff3d3d,#ff9f1c,#ffe14d,#3ddc84,#2bb3ff,#7b5cff,#ff4fd8,#ff3d3d)}
.hb{position:relative;display:grid;grid-template-columns:1fr 1.05fr;align-items:center;gap:40px;min-height:540px;border-radius:18px;overflow:hidden;padding:0 56px 0 72px;
background:radial-gradient(900px 500px at 75% 30%,#3a3a3d 0%,transparent 60%),linear-gradient(135deg,#2b2b2e,#1b1b1d 60%,#232326)}
.hb-copy{color:#fff;position:relative;z-index:2}
.hb-brand{display:flex;align-items:center;gap:14px;font-size:1.55rem;letter-spacing:-.02em;margin-bottom:18px}.hb-brand b{font-weight:800}.hb-brand span:last-child{font-weight:400;color:#f1f1f1}
.hb-div{width:1.5px;height:30px;background:rgba(255,255,255,.7)}
.hb h1{color:#fff;font-size:clamp(3rem,5.4vw,4.8rem);font-weight:600;letter-spacing:-.04em;line-height:1.02;margin:0 0 16px}
.hb p{color:#c9c9cc;font-size:1.15rem;margin:0 0 34px}
.hb-btn{display:inline-block;background:#fff;color:#111!important;border-radius:999px;padding:1rem 2.4rem;font-weight:600;font-size:1.08rem;transition:transform .12s,box-shadow .15s;box-shadow:0 6px 20px rgba(0,0,0,.25)}
.hb-btn:hover{text-decoration:none;transform:translateY(-2px);box-shadow:0 10px 26px rgba(0,0,0,.35)}.hb-btn:active{transform:scale(.97)}
.hb-grid{display:grid;gap:22px;align-items:start;justify-content:center;padding:28px 0}
.hb-grid.n2{grid-template-columns:repeat(2,minmax(0,220px))}.hb-grid.n3{grid-template-columns:repeat(3,minmax(0,180px))}.hb-grid.nm{grid-template-columns:repeat(3,minmax(0,150px))}
.hb-slab{margin:0;aspect-ratio:.59;border-radius:10px;overflow:hidden;box-shadow:0 18px 40px rgba(0,0,0,.45),0 2px 6px rgba(0,0,0,.3)}
.hb-slab img{width:100%;height:100%;object-fit:cover;display:block}
.hb-grid.n2 .hb-slab:nth-child(2),.hb-grid .hb-slab:nth-child(3n+2){margin-top:56px}
@media(max-width:1000px){.hb{grid-template-columns:1fr;padding:48px 28px 20px;gap:10px;min-height:0}.hb-grid{padding:10px 0 24px}}
@media(max-width:560px){.hb-wrap{padding:6px}.hb{border-radius:16px;padding:36px 22px 14px}.hb-brand{font-size:1.15rem;gap:10px}.hb-div{height:22px}.hb h1{font-size:2.9rem}.hb p{font-size:1rem;margin-bottom:26px}.hb-btn{display:block;text-align:center}
.hb-grid.n2{grid-template-columns:repeat(2,1fr);gap:14px}.hb-grid.n2 .hb-slab:nth-child(2){margin-top:36px}}
.hb-grid.n2{grid-template-columns:repeat(2,minmax(0,250px));gap:26px}
@media(max-width:560px){.hb p{font-size:.95rem}.hb-grid.n2{grid-template-columns:repeat(2,1fr);gap:14px}}
.hb-stack{display:flex;flex-direction:column;align-items:center;padding:26px 0}
.hb-row{display:flex;justify-content:center;gap:18px}
.hb-row .hb-slab{width:150px}
.hb-row.bot{margin-top:-64px;position:relative;z-index:2}
.hb-row.top .hb-slab:nth-child(2){transform:translateY(-10px);z-index:1}
.hb-row.top .hb-slab:nth-child(2){width:162px}
@media(max-width:1200px){.hb-row .hb-slab{width:128px}.hb-row.top .hb-slab:nth-child(2){width:140px}.hb-row.bot{margin-top:-54px}}
@media(max-width:1000px){.hb-stack{padding:18px 0 26px}}
@media(max-width:560px){.hb-row{gap:10px}.hb-row .hb-slab{width:29vw;max-width:112px}.hb-row.top .hb-slab:nth-child(2){width:31vw;max-width:120px}.hb-row.bot{margin-top:-40px}}
.hb>*{min-width:0}
.hb-row .hb-slab{width:165px}.hb-row.top .hb-slab:nth-child(2){width:178px}.hb-row.bot{margin-top:-74px}
@media(max-width:1200px){.hb-row .hb-slab{width:128px}.hb-row.top .hb-slab:nth-child(2){width:140px}.hb-row.bot{margin-top:-54px}}
@media(max-width:560px){.hb-row{gap:8px}.hb-row .hb-slab{width:calc((100vw - 72px)/3.1);max-width:110px}.hb-row.top .hb-slab:nth-child(2){width:calc((100vw - 72px)/2.85);max-width:118px}.hb-row.bot{margin-top:-36px}}
.hb-row.bot{z-index:auto}.hb-row.bot .hb-slab{position:relative;z-index:2}
.hb-row.top .hb-slab:nth-child(2){position:relative;z-index:3;box-shadow:0 24px 50px rgba(0,0,0,.6),0 2px 8px rgba(0,0,0,.35)}
.logo,.logo:hover,footer .logo{color:#cc0000}
.hb-brand b{color:#cc0000;text-shadow:0 0 1px rgba(255,255,255,.15)}
.hb-brand b{background:#fff;color:#cc0000;padding:2px 12px;border-radius:8px;text-shadow:none}
footer li,footer a{overflow-wrap:anywhere}
.out .tier{display:inline-block;font-size:.85rem;font-weight:600;color:var(--accent);background:#fff;border:1px solid #f3dcdc;border-radius:999px;padding:3px 12px;margin-bottom:10px}
.out .lbl{font-size:.9rem;color:var(--mut);font-weight:500}
.out .big{font-size:2.4rem;line-height:1.1}
.legal{max-width:820px;font-family:Georgia,"Times New Roman",serif;color:#222;line-height:1.7}.legal h2{font-family:inherit;font-size:1.15rem;margin:34px 0 10px;text-transform:uppercase;letter-spacing:.03em;border-bottom:1px solid var(--line);padding-bottom:6px}.legal p{margin:0 0 12px;text-align:justify}.legal .sn{font-weight:700;margin-right:6px}.legal .eff{font-style:italic}.toc{background:#fafafa;border:1px solid var(--line);border-radius:10px;padding:18px 24px;margin:18px 0}.toc h3{margin:0 0 8px;font-size:1rem}.toc ol{margin:0;padding-left:0;list-style:none;columns:2}.toc li{margin:2px 0}.ltab{border-collapse:collapse;width:100%;margin:8px 0 14px}.ltab td,.ltab th{border:1px solid var(--line);padding:8px 12px;text-align:left}.legal [id]{scroll-margin-top:90px}
@media(max-width:560px){.toc ol{columns:1}}
.gal{position:relative;padding:0 52px;--n:4}.g-view{overflow:hidden;touch-action:pan-y}.g-track{display:flex;transition:transform .5s ease}.g-item{flex:0 0 calc(100%/var(--n));box-sizing:border-box;padding:0 10px;margin:0;text-align:center}.g-item img{width:100%;height:auto;aspect-ratio:356/600;object-fit:contain;background:#fff;border-radius:12px;box-shadow:0 8px 24px rgba(20,22,31,.12)}.g-item figcaption{margin-top:12px;display:flex;flex-direction:column;gap:2px}.g-item b{color:var(--ink);font-size:1.05rem}.g-item span{color:var(--accent);font-weight:600;font-size:.95rem}.gal .arw{top:calc(50% - 40px);z-index:2}.g-prev{left:0}.g-next{right:0}
@media(max-width:900px){.gal{--n:3}}@media(max-width:560px){.gal{--n:2;padding:0 36px}.gal .arw{top:calc(50% - 40px);bottom:auto}.g-prev{left:0!important}.g-next{right:0!important}.g-item{padding:0 6px}.g-item span{font-size:.8rem}}
.g-item em{font-style:normal}.sv-s{display:none}@media(max-width:560px){.sv-l{display:none}.sv-s{display:inline}}